**How To Figure a Gratuity**

Knowing how to figure a tip keeps you from being the customer who stiffs a waiter without even knowing it. Tipping the right way also keeps you from overtipping in an attempt to overcompensate, to avoid being the jerk.

Tips are how a waiter makes their living, because restaurants in America pay their table waiting staff scandalously low wages. Paying a tip is just a part of eating out on the town, so don’t go for a free ride on the backs of the people waiting on you at mealtime.

Before trying to figure the tip after you’ve dined out, do a little research and see how much a standard gratuity is. In most regions, 15% of the bill is a tip for good service. 20% of the bill is given for excellent service, though there are certain places and certain areas where 20% is the standard tipping rate.

In our discussion, I’ll give instructions for figuring tips at 15% and 20%. It’s really easy, once you learn how to move a decimal point.

**1. Calculate 10% of Your Dining Bill**

Figure out what 10% of your restaurant bill is. To do that, all you have to do is carry the decimal point one place to the left in your bill. If you’re bill is $45.00, then 10% of the bill can be figured by moving the decimal point one place to your left: $4.50. If your bill is $120.00, then 10% of this would be $12.00.

**2. Calculate 15% of Your Restaurant Bill**

Once you have 10%, then 15% is easy. All you have to do is figure half of that 10%. If 10% is $4.50, then 1/2 would be $2.75.

Now that you have 10% and 5% both figured, all you have to do is add them together to get 15% of the dine-in bill. 4.50 plus 2.75 equals 7.25, so 15% of a $45 bill would be $7.25. Put down $52 or $53 and you just paid a solid gratuity to the waiter staff.

For the aforementioned $120 bill, 15% would be $12 plus $6, so your bill and gratuity would be $138 all told.

**3. Calculate 20% of Your Dinner Bill**

If you want to learn what twenty percent is, simply figure out what 10% and then double it. Multiple the number by 2. So on a $45.00 bill, 20% would be $4.50 and $4.50, and therefore $9. Plop down $54.00 and you’ve offered a really nice tip.

20% of a $120.00 payment is $24, so the bill for your supper meal and the tip would be $144.00 in all.

**Leaving a Good Tip**

Once again, leaving a good tip for a job well done isn’t just a matter of looking like a big shot. Waiters and waitresses in the United States get paid pitifully low, so they depend on customers to pay the staff a decent gratuity for their work.

In many other western nations, the tip is added in by the restaurant, so you pay a gratuity when you pay the dinner bill. So leave a good tip, or you’ll be a bad customer.

Read our related posts, which may not seem to be related at first glance, but also have to do with fine living and handling your finances.