How To Become a Millionaire Making a quick million dollars is the American Dream, or at least it’s one version of the American Dream. That’s why so many people run out to win the lottery. But making a million dollars quickly is going to require you hold back money by saving what you have and somehow turn that into a whole lot more money. You’ll have to double your bankroll severa
Archive for the ‘Personal Finance’ Category
How To Make a Million Dollars Quickly
Wednesday, November 4th, 2009How To Buy a Rent-To-Own Home
Friday, October 30th, 2009Purchasing a Rent-To-Own Home People end up renting “rent to own” homes for a variety of reasons. Maybe the renter can’t get together a down payment of 10% to 20%. Perhaps you have bad credit at the moment, but you want to work towards owning your own home. Or maybe you can’t afford a full mortgage and yearly property taxes at the moment, but you feel the need to start payi
How To Live on a Low Budget
Wednesday, October 28th, 2009Living on a Reduced Monthly Income Living on a low budget during a time of economic downturn and rising debt can seem hopeless at times. But there are ways to manage your limited budget and still lead a fulfilling, rewarding life. Through it all, maintaining hope there are better days ahead is important. This bad economy will turn around and you’re going to be able to manage your household b
How to Understand Stock Market Timing
Tuesday, October 27th, 2009Can a Trader Time the Stock Market? Understanding stock market timing is a tough proposition, because you have to be a stock market expert to truly understand the complexities of stock market timing. In fact, there are many money experts who would say “stock market timing” is little more than gambling, so even the experts don’t agree on the advantages and disadvantages of market
How To Raise Your FICO Credit Score For Free
Monday, October 26th, 2009Raising Your FICO Credit Rating For Free People with FICO credit score troubles often hire debt consolidation firms or credit counselors to help them get their credit rating to an acceptable number. These debt experts take your money and (may or may not) go to bat for you with the credit card companies, correcting misinformation on your credit history and having bad credit information taken off yo
How To Afford a House
Friday, October 23rd, 2009How To Afford a New Home Buying a house in this economy seems like an insurmountable goal for a working man, because banks aren’t giving out loans to many prospective homeowners these days. But with the housing market deflated, that means housing prices have gone down significantly. If you can figure out how to afford a house right now, you’ll save tens of thousands of dollars off the
How To Ask For a Raise
Wednesday, October 21st, 2009How To Ask For a Raise Asking for a raise can be a daunting process, because your employer isn’t in the business of giving out extra money when it’s not their idea. You’ll probably be required to justify why you deserve a raise and your fellow employees don’t. That means you’ll need to be in good standing at your place of work and be underpaid by the standard pay rat
The 10 Biggest Credit Repair Mistakes to Avoid
Thursday, August 27th, 2009There are millions of people in the U.S. who currently suffer from bad credit. The good news is that bad credit is not permanent and can be fixed. However, you need to be careful how you go about it because there are some common credit repair mistakes that you can make. Avoid These Credit Mistakes – Do not dispute open accounts. When you dispute an account with a collector, they often close
10 Resources for Where to File Complaints About Creditors Who Have Treated You Unfairly
Wednesday, August 26th, 2009Most people who have had to deal with creditors and collection agencies have, at some point, been treated unfairly. Creditors often use scare tactics to intimidate you so they can get the full amount that they feel you owe them. If you feel that you have been treated in an unfair and unprofessional manner by a creditor or financial institute, there are resources available to you so you can file a
10 Places Which Will Help You Fix Your Credit For Free
Tuesday, August 25th, 2009A good credit score is vital for getting approved for and securing the best rates on loans. Credit repair can fix all those damages to your credit history and give you a higher score. Luckily, there are ways to do it for free so that it won’t cost you a dime. Do You Need to Fix Your Credit Score – Get a copy of your credit report. Before you can fix your credit, you need to know what is o